Northwest Florida
Same-day reports on Protected and Complete. Talk directly to your inspector. Backed by InterNACHI's $25,000 Honor Guarantee.
Panama City is the Bay County seat and the biggest city in our coverage area after Dothan, about 30 minutes east of our Santa Rosa Beach office. Hurricane Michael came ashore here in 2018, and the market is still defined by it: rebuilt neighborhoods, new infill construction, and a steady military rental base from Tyndall Air Force Base.
About 30 minutes east of our Santa Rosa Beach office; an hour and a half from Dothan.
Report link by midnight on inspection day, usually much sooner. Essential: within 24 hours of inspection completion. Time matters in due diligence.
You aren't routed through a call center. The inspector who walked your home is the one answering your questions afterward.
If we miss a major defect that should have been visible, InterNACHI's Honor Guarantee covers the repair, up to $25,000. Backs every inspection.
A non-invasive, visual evaluation of everything safely accessible the day of the inspection. Each section in your report includes photos, plain-language notes, and recommended next steps. Our full home inspection checklist shows everything we evaluate.
Roof covering, flashing, chimney exterior, gutters, drainage, siding, trim, doors, windows, decks, porches, walkways, grading.
Visible foundation walls, structural members, signs of water intrusion, rot, settlement, cracks, deflection, crawlspace vapor barrier.
Roof framing and sheathing from inside, insulation depth and coverage, attic ventilation, bath fan termination, leaks, pests.
Walls, ceilings, and floors checked for damage or moisture. Doors and windows operate and seal. Stairs, railings, trip hazards, detectors.
Built-in appliances run through a normal cycle. Sinks, faucets, drains, supply shut-offs, tubs, showers, toilets, exhaust fans.
Visible supply and waste piping, water heater age and condition, functional pressure and drainage, main shut-off, water service entry.
Main panel, visible branch wiring, service entry, grounding, bonding, representative outlets, switches, GFCI/AFCI, safety concerns.
Furnace, air handler, heat pump operation. AC condenser, refrigerant line condition, ductwork (accessible), filter, vents, age estimate.
Garage door auto-reverse, fire separation, handrails, guardrails, trip hazards, lighting, egress, anything that struck the inspector as off.
Patterns specific to Panama City alongside what we see across Northwest Florida more broadly. Knowing what to expect shapes how we focus on inspection day.
Nearly every roof in the city dates to 2018 or later, but the work below the shingles ranges from permitted structural repair to cosmetic patching. We verify decking, connections, and flashing, and flag repairs that were never inspected.
Tyndall rotations mean many homes cycle tenants every two to three years. We separate genuine upkeep from make-ready cosmetics and document system ages so you know what the next owner inherits.
Hurricane Michael tore through this corridor in 2018. Roofs, siding, and framing were repaired at wildly different quality levels. We verify what was actually fixed, not just what was covered up.
Standing water, failed vapor barriers, and year-round humidity that drives wood rot, fungal growth, and HVAC ductwork failures under pier-and-beam homes. See what moisture does to a home when it goes unchecked.
The places we know, and the housing stock around them.
Cornerstone serves Northwest Florida including these nearby communities.
Tell us about your property and we'll get back to you with scheduling and a quote.
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